I've been burned twice by tool theft in the last couple years and my insurance barely covered anything - they'd give me like 40% of what it actually cost to replace everything. Was seriously thinking about just going without insurance at that point. Talked to The Billy Davis Insurance Group and they actually listened instead of just trying to sell me something. Got me set up with the right equipment coverage where they pay full replacement, not whatever they think it's worth after depreciation. Had another break-in last month (unbelievable, I know) and they had a check to me in about a week for the full amount. Also redid my truck insurance and I'm actually saving a couple hundred bucks a month now. First time I've felt like an agent actually gets what we deal with.

"Honestly didn't think much could be done about my insurance costs - figured it was just part of doing business. My premiums kept creeping up every year and my old agent would just say 'that's the market.' Finally called The Billy Davis Insurance Group after a buddy recommended them. They looked at everything and turns out I was classified all wrong. I do mostly commercial work but was paying for a bunch of stuff I didn't need. Long story short, they got me with a better carrier, fixed the classification issue, and I'm saving over $4K a year. Plus they added some cyber coverage thing that I guess is important now? Wish I'd called them years ago. Actually feels like they're on my side for once."